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Free recorded information hotline for preventing foreclosure 1-800-215-3630 ext 0025 24hrs a day

What is a Short Sale:

A sale of a house in which the proceeds are short of what the owner still owes on the loan or mortgage. Short sales usually occur when the homeowner is facing foreclosure. Many lenders will agree to accept the proceeds of a short sale and forgive the rest of what is owed on the mortgage when the owner cannot make the mortgage payments. By accepting a short sale, the lender can avoid a lengthy and costly foreclosure, and the owner is able to pay off the loan for less than what is owed.

Preventing Foreclosure:

There are 8 ways to prevent a foreclosure. Call 916-541-5835 to schedule a free conseltation.

First Time Buyers

There are many programs available for first time buyers in this market. With tax incentives up to $8,000 it is a great time to buy a home. For more information or to apply, please call Jacob Worley at 916-541-5835 or email at

jakeworley@sbcglobal.net

Real Estate Glossary

HUD HOMES

What is a HUD Home?
A HUD home is a 1 to 4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

Who can buy a HUD Home?
Almost anyone! If you have the cash or can qualify for a loan (subject to certain restrictions) you may buy a HUD Home. HUD Homes are initially offered to owner-occupant purchasers (people who are buying the home as their primary residence). Following the priority period for owner occupants, unsold properties are available to all buyers, including investors.

Are there any special programs?
Properties in designated areas are available at a reduced sales price to law enforcement officers, teachers, firefighters, emergency medical technicians, nonprofits and local governments. Contact Jake Worley for more information jakeworley@sbcglobal.net

Click here for HUD Listings

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