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First Time Buyers

There are many programs available for first time buyers in this market. With home prices on the decline it is a great time to buy a home. Down payment assistance up to $50,000 is available. For more information or to apply, please call Jacob Worley at 916-541-5835 or email at

jakeworley@sbcglobal.net

Real Estate Glossary

Understanding REO's

HUD HOMES

What is a HUD Home?
A HUD home is a 1 to 4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

Who can buy a HUD Home?
Almost anyone! If you have the cash or can qualify for a loan (subject to certain restrictions) you may buy a HUD Home. HUD Homes are initially offered to owner-occupant purchasers (people who are buying the home as their primary residence). Following the priority period for owner occupants, unsold properties are available to all buyers, including investors.

Are there any special programs?
Properties in designated areas are available at a reduced sales price to law enforcement officers, teachers, firefighters, emergency medical technicians, nonprofits and local governments. Contact Jake Worley for more information jakeworley@sbcglobal.net

Click here for HUD Listings

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If you are planning to place your home on the market, browse my website for valuable information on preparing your home for sale, pricing your home right, marketing it effectively and the home inspection processes.

I am passionate about my job, love my neighborhood and keep up with the latest trends and strategies so that I can pass them on to my clients.

Your satisfaction is my success!